Receive Care from Your Loved One in Massachusetts
If you need assistance with daily living activities such as homemaking, personal care, meal preparation, companionship, laundry, and more, you may be eligible for waiver programs in Massachusetts that allow you to receive care from a loved one or friend while they get paid for taking care of you.
These programs provide an alternative to traditional care facilities, enabling you to remain in the comfort of your own home while receiving personalized care from someone you trust. CaringPays is here to help you understand your options and guide you through the process.

Massachusetts Waiver Programs
Waivers Programs are a primary source of payment for family caregivers in Massachusetts. The state offers several waivers that allow Medicaid (MassHealth) recipients to receive care at home from a loved one or friend. These waivers include:

Home and Community Based Services (HCBS) Waiver
Provides a range of services to help people with disabilities or chronic conditions live independently in their communities. Services may include personal care assistance, respite care, and homemaker services.

Adult Foster Care (AFC) Program
Offers compensation to caregivers who provide daily care and supervision for elderly or disabled adults in a home setting. Family members (excluding spouses) can be paid caregivers.

Other Programs
Massachusetts offers additional waiver programs, such as Acquired Brain Injury (ABI) Waiver and Moving Forward Plan (MFP) Waiver, which may provide opportunities for participant-directed care.
How Joining CaringPays Benefits Your Life
How Joining CaringPays Benefits Your Life
Get Paid to Care for Family
Earn steady pay under the AFC program.
Smartphone with Unlimited Data*
Enjoy a phone and a plan as part of your benefits.
Professional Support
Work with a dedicated care coordinator for ongoing help.
Trusted Caregiver of Your Choice
Be cared for by someone you know and trust.
Remain at Home
Avoid facility care and stay in a familiar setting.
Comprehensive Care Plan
Services designed for your specific needs.
*Must meet employment and program eligibility criteria.
Let’s Get Started. It’s as Easy as 1-2-3
Check Eligibility
Answer a few quick questions to see if you qualify for the services available.
Apply & Enroll
Start your application and enrollment process. Our team is here to guide you through the process.
Get Care
Begin receiving care from your loved one, ensuring they are compensated for their efforts.
Wondering If You're Eligible?
Find out if you qualify for home care and can have someone you trust get paid to support you.
Check If I QualifyFrequently Asked Questions
What is the process of signing up?
Call us directly or Click Here below for our team to get back and guide you through the process.
How long does the qualification process take?
The qualification process typically takes 4-6 weeks, depending on the completeness of the application and required assessments.
Is the enrollment process online or in-person?
Enrollment can be completed online or in person, depending on the program’s requirements.
Do you have to be on Medicaid to qualify?
Many programs do have eligibility criteria related to Medicaid. Contact Us today and our team will be happy to guide you through the process.
My loved one has Medicare. Do they qualify?
Medicare alone typically does not cover in-home caregiver payments. Medicaid or other waivers may be necessary.
What is the difference between Medicaid and Medicare?
Medicaid is a state and federal program for low-income individuals, while Medicare is a federal program for individuals aged 65 and older or with disabilities.
I have both Medicare and Medicaid – am I eligible?
Having both Medicare and Medicaid may enhance eligibility for certain programs, but specific program requirements should be checked.
How do I obtain Medicaid?
Apply for Medicaid through the Massachusetts Executive Office of Health and Human Services or online via the Massachusetts Health Connector. You can Call Us or Click Here to complete the form and our team will guide you through the process.
Who can be my caregiver?
A caregiver can be a family member or a professional caregiver who meets the program’s requirements.
Will I have to pay to enroll?
No, there is typically no cost to enroll in these programs.
Can I hire my spouse?
Under the AFC program, you can hire certain family members, but spouses are generally excluded. Specific guidelines should be reviewed for each program. Contact our team and we will be happy to assist you further.
My child lives with me. Can they be my caregiver?
Yes, adult children living with you can often become paid caregivers under these programs.
Can I switch to you from another home care agency? Is it easy? What are the steps?
Yes, switching to our services from another home care agency is possible and can be a straightforward process. Our team will guide you through the necessary steps to ensure a smooth transition.
















