Receive Care from Your Loved One in Massachusetts

If you need assistance with daily living activities such as homemaking, personal care, meal preparation, companionship, laundry, and more, you may be eligible for waiver programs in Massachusetts that allow you to receive care from a loved one or friend while they get paid for taking care of you.

These programs provide an alternative to traditional care facilities, enabling you to remain in the comfort of your own home while receiving personalized care from someone you trust. CaringPays is here to help you understand your options and guide you through the process.

Check If I am Eligible Now

Massachusetts Waiver Programs

Waivers Programs are a primary source of payment for family caregivers in Massachusetts. The state offers several waivers that allow Medicaid (MassHealth) recipients to receive care at home from a loved one or friend. These waivers include:

Home and Community Based Services (HCBS) Waiver

Provides a range of services to help people with disabilities or chronic conditions
live independently in their communities. Services may include personal care assistance, respite care,
and homemaker services.

Adult Foster Care (AFC) Program

Offers compensation to caregivers who provide daily care and supervision for elderly or disabled adults in a home setting. Family members (excluding spouses) can be paid caregivers.

Other Programs

Massachusetts offers additional waiver programs, such as Acquired Brain Injury (ABI) Waiver and Moving Forward Plan (MFP) Waiver, which may provide opportunities for participant-directed care.

Check My Eligibility

Let’s Get Started. It’s as Easy as 1-2-3

Step 1: Check Eligibility

Answer a few quick questions to see if you qualify for the services available.

Step 2: Apply & Enroll

Start your application and enrollment process. Our team is here to guide you through the process.

Step 3: Get Care

Begin receiving care from your loved one, ensuring they are compensated for their efforts.

Check If I Qualify

Why Choose Us?

Simplified Process

We streamline the complexities of navigating Medicaid (MassHealth) waiver programs, ensuring a smooth and stress-free experience for you and your loved ones.

Comprehensive Support

Our knowledgeable team provides ongoing guidance and support, ensuring compliance with program requirements.

Access to Resources

We connect you with valuable resources, such as support groups, community services, offering caregiver trainings to enhance your care experience.

Frequently Asked Questions

Enrollment Process

What is the process of signing up?

Call us directly or Click Here below for our team to get back and guide you through the process.

How long does the qualification process take?

The qualification process typically takes 4-6 weeks, depending on the completeness of the application and required assessments.

Is the enrollment process online or in-person?

Enrollment can be completed online or in person, depending on the program’s requirements.

Medicaid (MassHealth) & Insurance

Do you have to be on Medicaid to qualify?

Many programs do have eligibility criteria related to Medicaid. Contact Us today and our team will be happy to guide you through the process.

My loved one has Medicare. Do they qualify?

Medicare alone typically does not cover in-home caregiver payments. Medicaid or other waivers may be necessary.

What is the difference between Medicaid and Medicare?

Medicaid is a state and federal program for low-income individuals, while Medicare is a federal program for individuals aged 65 and older or with disabilities.

I have both Medicare and Medicaid – am I eligible?

Having both Medicare and Medicaid may enhance eligibility for certain programs, but specific program requirements should be checked.

How do I obtain Medicaid?

Apply for Medicaid through the Massachusetts Executive Office of Health and Human Services or online via the Massachusetts Health Connector. You can Call Us or Click Here to complete the form and our team will guide you through the process.

FAQs for Patients

Who can be my caregiver?

A caregiver can be a family member or a professional caregiver who meets the program’s requirements.

Will I have to pay to enroll?

No, there is typically no cost to enroll in these programs.

Can I hire my spouse?

Under the AFC program, you can hire certain family members, but spouses are generally excluded. Specific guidelines should be reviewed for each program. Contact our team and we will be happy to assist you further.

My child lives with me. Can they be my caregiver?

Yes, adult children living with you can often become paid caregivers under these programs.

Can I switch to you from another home care agency? Is it easy? What are the steps?

Yes, switching to our services from another home care agency is possible and can be a straightforward process. Our team will guide you through the necessary steps to ensure a smooth transition.

Real Stories from Massachusetts Paid Family Caregivers

Emily T.

Springfield, MA

When I heard about the AFC, I knew it would be a perfect solution for my family. My brother is my primary caregiver, and this program has allowed him to continue supporting me without financial worry. It’s made a world of difference knowing I can stay at home with my family and that he is being taken care of, too. We are incredibly grateful for this opportunity.

David F.

Worcester, MA

Thanks to the Adult Foster Care, my wife can take care of me full-time without the stress of losing her income. It’s been life-changing for us both. The program ensures I get the care I need from someone who knows me best, and we can keep our household running smoothly. I feel so fortunate that we found this program—it’s been a huge relief.

Nancy M.

Boston, MA

AFC program has been an absolute blessing for our family. My daughter has always been by my side, and now, with the program, she can continue to care for me while also being compensated. It has taken such a weight off our shoulders, both emotionally and financially. I’m so thankful to be able to stay at home with someone I love and trust, instead of relying on outside caregivers.

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