Receive Care from Your Loved One in Maryland

If you need assistance with daily living activities such as homemaking, personal care, meal preparation, companionship, laundry, and more, you may be eligible for waiver programs in Maryland that allow you to receive care from a loved one or friend while they get paid for taking care of you.

These programs provide an alternative to traditional care facilities, enabling you to remain in the comfort of your own home while receiving personalized care from someone you trust. CaringPays is here to help you understand your options and guide you through the process.

Check If I am Eligible Now

Maryland Waiver Programs

Waivers Programs are a primary source of payment for family caregivers in Maryland. The state offers several waivers that allow Medicaid recipients to receive care at home from a loved one or friend. These waivers include:

Community First Choice (CFC) Program

Provides services to help individuals with disabilities and the elderly live independently in their homes or communities. Services may include personal assistance, home modifications, and respite care.

Community Personal Assistance Services (CPAS) Program

Offers assistance to individuals who need help with daily activities. This program allows family members to be paid caregivers.

Other Programs

Maryland offers additional programs such as Community-Based Options Waiver (CO) and Increased Community Services (ICS), which may provide opportunities for participant-directed care.

Check My Eligibility

How to Enroll? It’s As Easy As 1-2-3

Check Eligibility

Answer a few quick questions to see if you qualify for the services available.

Apply & Enroll

Start your application and enrollment process. Our team is here to guide you through the process.

Get Care

Begin receiving care from your loved one, ensuring they are compensated for their efforts.

Check If I Qualify

Why Choose Us?

Simplified Process

We streamline the complexities of navigating Maryland waiver programs, ensuring a smooth and stress-free experience for you and your loved ones.

Comprehensive Support

Our knowledgeable team provides ongoing guidance and support, ensuring compliance with program requirements.

Access to Resources

We connect you with valuable resources, such as caregiver training, support groups, and community services, to enhance your care experience.

Frequently Asked Questions

Enrollment Process

What is the process of signing up?

Call us directly or Click Here for our team to get back and guide you through the process.

How long does the qualification process take?

The qualification process typically takes 4-6 weeks, depending on the completeness of the application and required assessments.

Is the enrollment process online or in-person?

Enrollment can be completed online or in person, depending on the program’s requirements.

Medicaid & Insurance

Do I have to be on Medicaid to qualify?

Many programs do have eligibility criteria related to Medicaid. Contact Us today and our team will be happy to guide you through the process.

My loved one has Medicare. Do they qualify?

Medicare alone typically does not cover in-home caregiver payments. Medicaid or other waivers may be necessary.

What is the difference between Medicaid and Medicare?

Medicaid is a state and federal program for low-income individuals, while Medicare is a federal program for individuals aged 65 and older or with disabilities.

I have both Medicare and Medicaid – am I eligible?

Having both Medicare and Medicaid may enhance eligibility for certain programs, but specific program requirements should be checked.

How do I obtain Medicaid?

Apply for Medicaid through the Maryland Department of Health (MDH) or online via Maryland Health Connection. You can Call Us or Click Here our team will guide you through the process.

FAQs for Patients

Who can be my caregiver?

A caregiver can be a family member or a professional caregiver who meets the program’s requirements.

Will I have to pay to enroll?

No, there is typically no cost to enroll in these programs.

Can I hire my spouse?

Yes, under the CFC program, spouses can be paid caregivers and receive a tax-free daily stipend.

My child lives with me. Can they be my caregiver?

Yes, adult children living with you can often become paid caregivers under these programs.

Can I switch to you from another home care agency? Is it easy? What are the steps?

Yes, switching to our services from another home care agency is possible and can be a straightforward process. Our team will guide you through the necessary steps to ensure a smooth transition.

Testimonials from Maryland Waiver Participant

Jessica R.

Frederick, MD

Before the CPAS program, my mother and I were struggling to balance my care needs and her finances. Now, thanks to the program, my mom can focus on caring for me without the added financial burden. It’s been a lifesaver for us both, and I couldn’t be happier with the experience. This program has allowed us to maintain our routine and stay together.

Michael P.

Annapolis, MD

Having my sister care for me through the CPAS program has been such a relief for both of us. The program has not only allowed me to receive excellent care from someone I love and trust, but it has also made sure she’s compensated for her time and efforts. I’m beyond thankful for the support it has provided to our family, and I feel more secure knowing I can stay in my home.

Sarah L.

Baltimore, MD

CPAS program has truly changed my life for the better. My husband has always been my primary caregiver, and thanks to this program, he can continue providing me with the support I need without the financial stress. It’s comforting to know that I can stay at home with someone who knows me best, and he can be paid for his hard work. We’re so grateful for this incredible program.

201-555-5555